If your debts are getting you down then you can?t afford to ignore the option of taking out a debt consolidation loan to help you sort out your financial situation. In this case scenario you basically take out a personal loan that is big enough to pay off all of your existing debts. You then have one loan to repay at better interest rates and ? most importantly ? you have a specific target date when all of your debts will be repaid. So, if you think that this could be the ideal solution for you, then read through our Seven Step guide for further information.
Step One ? Be honest about your debts
First of all you need to look at your financial situation and see how bad it really is. If you find that you are currently only making minimum repayments on th View the rest of this article
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