Need Credit Repair Help? Try Doing It Yourself!

No matter what many credit counseling scam artists may try to tell you, no one can legally remove any information that is up-to-date and accurate from your credit report. They can't do it, and you can't do it yourself. However, you CAN request an investigation of anything you find in your credit file that you believe to be either incomplete or inaccurate. That is perfectly legal, and can be done at NO cost to you. In fact, anything that a credit repair company offers to do for you can be done yourself, generally free or for a nominal fee.
The good news is that just because you may have some negative information in your credit report doesn't automatically mean you can't get credit at all. Most creditors have their own guidelines when it comes to granting credit, w View the rest of this article