Get a comfortable table or desk and spend the time to fill out
your mortgage application neatly and correctly. If you are
given a paper application at the bank or credit union, ask
permission to bring it home and complete the application when
you are not under pressure, and have all of your documents
handy. If you are doing it online, use extra caution, watching
out for mistypes, misspellings and make sure that you put the
correct info into the correct form fields.
One way to smoothly go through the mortgage application process
is to create your own application package approximately one year
and no later than six months prior to applying for a residential
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